Cyber Liability Insurance

Cyber Liability Insurance, is designed to support and protect your organisation if it experiences a data breach or malicious cyber hack that affects your systems or ability to operate. 

What are you covered for?

Cyber Insurance provides critical incident support and protects you against the financial and reputational costs of a data incident.

Data breaches

Where personal data (electronic or otherwise) is accessed without permission, the policy offers practical support like forensic investigations, legal advice, notifying customers or regulators. The policy can also help with credit monitoring for your affected customers.

Legal Investigations

The policy will pay to defend and settle claims made against you for failing to keep customers’ personal data secure, or for allegations of non-compliance with GDPR. The policy will also pay the costs associated with regulatory investigations and settle civil penalties levied by regulators where allowed.

Business interruption

Covers the cost of getting your business back to normal and compensation for loss of income, including where it is caused by damage to your reputation. You also will receive cover for the additional costs incurred to the business like overtime or additional staff costs following an incident.

Reputation protection

In the event of a data breach, prompt, confident communication is vital to keeping a company's reputation in-tact. The policy provides PR and crisis management with a leading public relations firm; from developing communication strategies to running a 24/7 crisis press office.

Human error

When mistakes made by staff or suppliers result in a data breach, the policy will cover the cost to get your organisation operational again.


If a hacker holds your systems or data to ransom, or threatens to publish information, the policy covers the ransom you have paid and the services of a leading risk consultancy firm, to help manage the situation.

System damage

The policy will reimburse you for the costs of repair, restoration or replacement if your computer network, systems, website or electronic data are damaged by a hacker, virus or cyber attack.

Privacy Protection

If during the period of insurance, any party brings a claim against you. The policy will pay the cost of any regulatory award you are legally liable to pay, PCI charges, privacy forensic costs, privacy investigation costs and defence costs.

Financial crime and fraud

If any party brings a claim against you for any actual or alleged infringement of any intellectual property rights, defamation, including libel, slander, or malicious falsehood the policy will cover the cover costs in defending.

Digital Assets

The policy will pay the cost of repairing, replacing or reinstating any digital assets or tangible property that has been stolen or damaged by a Hacker.

Quick & Simple Cover

Through our Partnership with “Cyber Covered Ltd” you can get your business data cyber Insured in minutes:

Enter your details

Answer some simple questions about your organisation

Configure your quote

Select your cover features, cover limit and excess

Instant Protection

Pay for the policy and you're protected instantly